In addition to the purchase of commercial housing, home renovation may be the most expensive. This considerable amount of renovation costs, generally have to pay several times. In order to attract consumers to decorate, many decoration companies have introduced many promotion measures in payment. But there are also many crickets. In addition to the purchase of commercial housing, home renovation may be the most expensive. This considerable amount of renovation costs, generally have to pay several times. Wang just bought a set of commercial housing, the first task is to decorate, but the remaining funds are not generous. A friend told him that decoration can now be paid in installments, which can reduce financial pressure. After much overjoyed inquiry, Xiao Wang was hesitant. There are two forms of installments It is understood that a home supermarket in a city of United Bank launched a "first decoration, after payment" business. As long as it is a credit card customer of the bank, after signing a contract with a supermarket to become a decoration customer, and purchasing a certain amount of money for any purchase, it can adopt a one-year or two-year installment repayment method. Moreover, you can enjoy 6 months delay in repayment. Since cardholders do not need to repay a large amount of decoration money to the bank in one lump sum, and only pay in installments after half a year, financial pressure is greatly reduced. This makes it possible for some good-to-finance consumers to completely implement the financial plan for the renovation and use the surplus funds as their own. The reporter saw in the terms of the instalments publicized in this supermarket that home improvement is divided into large installment payments and ordinary installment payments, targeting home improvement customers and customers who only purchase construction materials. The receptionist told the reporter that large-scale home improvement of more than 10,000 yuan can be repaid after six months, but ordinary installments cannot be postponed. There is a threshold for installment payments It is understood that installment decoration is a kind of financial management method that is more suitable for urban residents. However, it is not suitable for everyone. There are many restrictive thresholds. The first is the cardholder’s consumer credit line. If the credit card holder’s consumption is not high, it is not suitable for home-installment installment services. Once the repayment period is extended due to capital needs and the repayment amount is reduced, more handling fees will be charged. Taking large instalments as an example, the one-year fee rate is 3.5%, while the two-year rate is 8%. The difference between the two is not small. In addition, the supermarket salesman told reporters that to apply for installment payments for home improvement, most of the building materials must be purchased from their supermarkets, and the contractor's decoration model that does not include materials cannot handle this business. According to analysis, in this supermarket to buy building materials, they must accept the brand and price of their stores, which is not ideal for consumers who are used to bargaining and demanding materials. In addition, the renovation of labor costs is not a small sum of expenditure, if consumers and the company signed a contract, it can not compare goods and other decoration companies, once they go back, they will lose the measurement fees and design fees paid in advance. Who is suitable for installment payments? Compared with the payment methods of most decoration companies in the market, installment payments should be regarded as a relatively advanced form of consumption, and are more acceptable to young people or consumers with greater financial pressure. The reporter met a consumer during the interview. He expressed his intention to install new homes in installments. He said that one-time investment of large sums of money for renovations accounted for too much money. Although there may be some other costs in the middle of this approach, it also feels very appropriate. The main reason is that pressure has been reduced by more than half. On the contrary, another lady consumer can't accept this method. She fears that the introduction of such services in supermarkets is to make money from the two channels of building materials and labor costs. Moreover, the decoration is a personality project. If any building materials are from a fixed supermarket, Buying, loading up lacks initiative. It is understood that the installment of the installment "looks beautiful", but because the merchants set up many links in order to protect their own interests, consumers must consult the details carefully before deciding. Here, to remind consumers, decoration itself is a very tedious project, in advance of all kinds of situations are expected to clear it can not be led by the nose. Entrance decoration restaurant decoration home decoration home decoration decoration company new house decoration find decoration company okay home improvement home decoration home Brando Supply Gas Solenoid Valve, Natural Gas Solenoid Valve, Emergency Gas SolenoidValve, LPG Gas Solenoid Valve, etc. Natural Gas Solenoid Valve, Emergency Gas SolenoidValve, LPG Gas Solenoid Valve NINGBO BRANDO HARDWARE CO.,LTD , https://www.brandopneumatic.com